NFIB: The Voice of Small Business - 411 Small Business Facts
ABOUT 411SmallBusinessFacts. com - 411SmallBusinessFacts.com is a searchable data base of approximately 2,000 facts about American small businesses and their owners (or managers) produced by the NFIB Research Foundation. The Foundation developed this information from telephone surveys of small employers – those employing from one person in addition to the owner(s) to 250. Data collection began in 2001 and continues through the present. The data are gathered regularly for a series of publications known as NFIB’s National Small Business Poll. New Poll data are added to 411SmallBusinessFacts.com eight times annually. The small business facts presented in the data base address a wide range of subject matter and include material which typically cannot be found in other sources.
Home
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Practical Money Skills for Life
Headed for College
Renting an Apartment
Buying a Car
Welcome to the Real World
Money 101 Presenters Guide
The Money 101 curriculum is great for teaching the basics of budgeting, spending, online banking and understanding credit. Money 101 Student Workbook
A hands-on, activity workbook for college students learning the What?s My Score Money 101 curriculum. Take Control of Your Credit Score
This brochure covers all of the essentials of credit scoring. Learn what a credit score is, how it's calculated, why it's important, and tips on how to improve your score and keep it in top form. Practical Money Guides: Complete Set
Covering everything from credit cards to budget basics to the ins and outs of a credit history, these brochures help students navigate through key issues surrounding financial responsibility. Practical Money Guide: Budget Basics
A budget can help you pay your bills on time, cover unexpected emergencies, and reach your financial goals now and in the future. Most of the information you need for your budget is already at your fingertips. This guide explains how to create a budget and stick to it.
Practical Money Guide: Credit Card Basics
Credit cards can be powerful financial tools for you and your family, and as with all financial tools, they need to be used carefully. This guide outlines the basics of credit cards and the responsible use of credit.
Practical Money Guide: Credit History
To get a glimpse of your financial future, many businesses look at your financial past. This history is contained in your credit report. This guide explains what credit bureaus are, why your credit history matters, and how to correct credit report errors and keep your credit rating strong.
Practical Money Guide: Debit Card Basics
If credit cards mean 'pay later,' debit cards mean 'pay now.' These cards are tied to your bank account and are like paying with cash. With debit cards, you've got to have the money in the bank to cover your purchases. These cards look similar to credit cards so make sure you know what type of card your financial institution issued you.
Practical Money Guide: Identity Theft
When your personal financial information gets into the wrong hands, the consequences can be devastating. It's critical to understand how identity theft and card fraud can happen to you. The information provided here will help you avoid becoming a victim and tell you what you can do if your identity is stolen.
Practical Money Guide: Prepaid Card Basics
A prepaid card is a card you load with money to make purchases anywhere a debit card is accepted. It's a safe alternative to carrying cash and paying check-cashing fees. In lieu of traveler's checks, prepaid cards can be good options for traveling. They're also a popular gift-giving idea because recipients can use them for whatever they want, and they're widely accepted.
Credit Card Guide
Credit cards are a valuable and convenient payment tool. This Guide will help you understand how credit cards work and the terms and conditions that typically apply to them.
Credit Score Brochure
You may not realize it, but there is a three-digit number that plays an important role in your life. This number is your credit score and it summarizes the information in your credit report.
What's the difference between a credit report and a credit score?
How is my score determined?
What do the score numbers mean?
How can I improve my score?
Can debt ever be good?
Do I need to worry about identity theft?
What factors aren't included in my score?
Why are credit scores used instead of making credit decisions on a case-by-case basis?
How do I choose a credit card?
Does everyone have a credit score?
7 Common Mistakes that can lower your credit score
6 ways to improve your credit score
4 reasons you should care about your credit score
Top 5 credit myths
Tips to get out of debt
The cost of credit
The Credit Card Act
Credit Bureaus
Free Annual Credit Report
Support Services
Identity Theft
NFIB: The Voice of Small Business
Entrepreneur in the Classroom
Module 1: The Role of Small Business
In this first of three lessons for the future entrepreneur, we will examine the definition of entrepreneurship and small business. We will also provide an overview of the fascinating past and present of small business.
Speed Networking
This exercise is based on a speed dating format; however, it is adapted to assist students in developing their networking skills. The focus throughout this exercise is on having students explore their communications skills, which is critical for success in any career.
Module 2: From Idea to Reality
In this second of three lessons for the future entrepreneur, we will delve into the steps and considerations involved with turning an idea into a business.
Turning an idea into a business
Researching the market
Weighing the risks of starting a small business
You have a passion or a hobby, can this be a business? You have an idea--there is a need for a product or service--but you need to know more about your market before you go into business. Last, of what risks should you be aware? These are all topics that will be covered during this learning module.
Picture Perfect
The picture perfect exercise is based on part of a training program given to CIA employees. It emphasizes the importance of communication, detail orientation and teamwork, among other things. Students work together in teams during this exercise.
Module 3: Turning an Idea into a Business
In this third of three lessons for the future entrepreneur, we will delve into the steps and considerations involved with turning an idea into a business.
Nuts and bolts of starting a business
Writing a business plan
Obtaining funding
Interacting business-related agencies
What do you need to cover in a business plan? If you need start-up capital to fund your business, where do you turn? And, last, what agencies do you need to be aware of to help make your business a legitimate entity?
Yard Sale Scramble A yard sale or flea market is something with which we're all familiar. The Yard Sale Scramble exercise shows students the mechanics behind a yard sale and the relationship to business. Together with your students, teachers will explore: How to use analytical and negotiating skills, "sourcing" or buying products in a smart way by planning ahead, as well as understanding the market and "rules of the game." In addition, the students will explore how to manage their finances and--in some cases--negotiate.
Business Management
Career Projects
Alexis Mhttp://amellooo.edu.glogster.com/edit/glog/
Carr
http://megyc.edu.glogster.com/glog-807-2863/
M Bryant
http://edu.glogster.com/edit/glog/?action=glogs_create
Mazzone
http://amazz.edu.glogster.com/career/
http://tamman55699.edu.glogster.com/education-adminstrator/
Tam
Ray
http://mray1511.edu.glogster.com/career-glogster-woooo/
A3
Partridge
http://mgpartridge.edu.glogster.com/the-disney-desk/
Sprague
http://nicksprague.edu.glogster.com/glog-4932/
Entering a Portfolio
http://www.stockmarketgame.org/cgi-bin/nshaibin/ntrc_pdfs/smgentrancepp1.pdf?FILE=ntrc_pdfs/smgentrancepp1.pdf
Reading Portfolio Pages
http://www.stockmarketgame.org/cgi-bin/nshaibin/ntrc_pdfs/smgportfoliopagespp1.pdf?FILE=ntrc_pdfs/smgportfoliopagespp1.pdf
Entering a Trade
http://www.stockmarketgame.org/cgi-bin/nshaibin/ntrc_pdfs/Enter_A_Tradepp1.pdf?FILE=ntrc_pdfs/Enter_A_Tradepp1.pdf
Investor Research
http://www.stockmarketgame.org/cgi-bin/nshaibin/ntrc_pdfs/Investor%20Researchpp1.pdf?FILE=ntrc_pdfs/Investor Researchpp1.pdf
Entrepreneurs
A2Betsy A
http://betsy11.edu.glogster.com/false/
Dan A
http://daniel04.edu.glogster.com/shawn-corey-carter/
Forrest B
http://fobro.edu.glogster.com/false-6249/
Kayla B
http://lala44.edu.glogster.com/mary-kay/
Crystal B
http://crystalblake.edu.glogster.com/false/
Megan C
http://megyc.edu.glogster.com/covergirl/
Liz G
http://lizgillardi14.edu.glogster.com/false/
Dan H
http://dhetu.edu.glogster.com/false/
Erik J
http://ebj826.edu.glogster.com/false/
Alex K
http://alexk12.edu.glogster.com/mark-cuban-/
Shoneil L
http://shoneil1.glogster.com/glog-6230/
Alex M
http://amazz.edu.glogster.com/disney/
AlexisM
http://amelloooo.edu.glogster.com/tyra/
Stephanie M
http://stephanie201o.edu.glogster.com/false/
Michael R
http://mray1511.edu.glogster.com/false/
James R
http://djdujghsuu.edu.glogster.com/lester-ribero/
Katelyn R
http://kricher93.edu.glogster.com/martha-stewart/
Hannah R
http://hrobison.edu.glogster.com/false/
http://kelsey52393.edu.glogster.com/false/
Kelsey R
Conor S
http://ronoc38.edu.glogster.com/false/
Austin T
http://tamman55699.edu.glogster.com/pt-barnum/
A3
Joanna B
http://jbaczynski.edu.glogster.com/glog-7334/
Felicia B
http://fefebee92.edu.glogster.com/baby-phat-/
Maddy B
http://maddybryant.edu.glogster.com/false/
Jason C
http://jcat53.edu.glogster.com/false/
Kyle G
http://kgenesse.edu.glogster.com/
Courtney K
http://ckayyy.edu.glogster.com/coco-chanel/
David K
http://thepuddingdragon.edu.glogster.com/glog/
Jacob K
http://keefejacob.edu.glogster.com/false/
Austin K
http://divnep69.edu.glogster.com/false/
Kyle M
http://kylehikmat.edu.glogster.com/glog/?action=glogs_create
Kyle H. Mar
http://kylehikmat.edu.glogster.com/false/
Ben M
http://bm2224.edu.glogster.com/ferruciolamborghini/
Nate M
http://natemann.edu.glogster.com/coca-cola/
John M
http://jmo20.edu.glogster.com/sean-parker/
Megan P
http://mgpartridge.edu.glogster.com/false-1678/
Aleksandra R
http://aleksaa.edu.glogster.com/false/
Ben S
http://bensalvas.edu.glogster.com/false/
Kyle S
http://zu152.edu.glogster.com/false/
Chris S
http://csmith513.edu.glogster.com/false/
Nick S
http://nicksprague.edu.glogster.com/false-6716/
Joe T
http://freakosuave.edu.glogster.com/glog-4250/
Dan T
http://dtuffy.edu.glogster.com/entrepreneur-project/
Emily T
http://emily622.edu.glogster.com/false/
Mauricio V
http://mauriciov.edu.glogster.com/
David W
http://trafficjam.edu.glogster.com/
Gian W
http://gwilson2.edu.glogster.com/false
Bassima Y
http://byassine1234.edu.glogster.com/false/
Resources:
ABOUT 411SmallBusinessFacts. com - 411SmallBusinessFacts.com is a searchable data base of approximately 2,000 facts about American small businesses and their owners (or managers) produced by the NFIB Research Foundation. The Foundation developed this information from telephone surveys of small employers – those employing from one person in addition to the owner(s) to 250. Data collection began in 2001 and continues through the present. The data are gathered regularly for a series of publications known as NFIB’s National Small Business Poll. New Poll data are added to 411SmallBusinessFacts.com eight times annually. The small business facts presented in the data base address a wide range of subject matter and include material which typically cannot be found in other sources.

Headed for CollegeRenting an Apartment
Buying a Car
Welcome to the Real World
Money 101 Presenters Guide
The Money 101 curriculum is great for teaching the basics of budgeting, spending, online banking and understanding credit.
Money 101 Student Workbook
A hands-on, activity workbook for college students learning the What?s My Score Money 101 curriculum.
Take Control of Your Credit Score
This brochure covers all of the essentials of credit scoring. Learn what a credit score is, how it's calculated, why it's important, and tips on how to improve your score and keep it in top form.
Practical Money Guides: Complete Set
Covering everything from credit cards to budget basics to the ins and outs of a credit history, these brochures help students navigate through key issues surrounding financial responsibility.
Practical Money Guide: Budget Basics
A budget can help you pay your bills on time, cover unexpected emergencies, and reach your financial goals now and in the future. Most of the information you need for your budget is already at your fingertips. This guide explains how to create a budget and stick to it.
Practical Money Guide: Credit Card Basics
Credit cards can be powerful financial tools for you and your family, and as with all financial tools, they need to be used carefully. This guide outlines the basics of credit cards and the responsible use of credit.
Practical Money Guide: Credit History
To get a glimpse of your financial future, many businesses look at your financial past. This history is contained in your credit report. This guide explains what credit bureaus are, why your credit history matters, and how to correct credit report errors and keep your credit rating strong.
Practical Money Guide: Debit Card Basics
If credit cards mean 'pay later,' debit cards mean 'pay now.' These cards are tied to your bank account and are like paying with cash. With debit cards, you've got to have the money in the bank to cover your purchases. These cards look similar to credit cards so make sure you know what type of card your financial institution issued you.
Practical Money Guide: Identity Theft
When your personal financial information gets into the wrong hands, the consequences can be devastating. It's critical to understand how identity theft and card fraud can happen to you. The information provided here will help you avoid becoming a victim and tell you what you can do if your identity is stolen.
Practical Money Guide: Prepaid Card Basics
A prepaid card is a card you load with money to make purchases anywhere a debit card is accepted. It's a safe alternative to carrying cash and paying check-cashing fees. In lieu of traveler's checks, prepaid cards can be good options for traveling. They're also a popular gift-giving idea because recipients can use them for whatever they want, and they're widely accepted.
Credit Card Guide
Credit cards are a valuable and convenient payment tool. This Guide will help you understand how credit cards work and the terms and conditions that typically apply to them.
Credit Score Brochure
You may not realize it, but there is a three-digit number that plays an important role in your life. This number is your credit score and it summarizes the information in your credit report.
What's the difference between a credit report and a credit score?
How is my score determined?
What do the score numbers mean?
How can I improve my score?
Can debt ever be good?
Do I need to worry about identity theft?
What factors aren't included in my score?
Why are credit scores used instead of making credit decisions on a case-by-case basis?
How do I choose a credit card?
Does everyone have a credit score?
7 Common Mistakes that can lower your credit score
6 ways to improve your credit score
4 reasons you should care about your credit score
Top 5 credit myths
Tips to get out of debt
The cost of credit
The Credit Card Act
Credit Bureaus
Free Annual Credit Report
Support Services
Identity Theft
NFIB: The Voice of Small Business
Entrepreneur in the Classroom
Module 1: The Role of Small BusinessIn this first of three lessons for the future entrepreneur, we will examine the definition of entrepreneurship and small business. We will also provide an overview of the fascinating past and present of small business.
Speed Networking
This exercise is based on a speed dating format; however, it is adapted to assist students in developing their networking skills. The focus throughout this exercise is on having students explore their communications skills, which is critical for success in any career.
Module 2: From Idea to Reality
In this second of three lessons for the future entrepreneur, we will delve into the steps and considerations involved with turning an idea into a business.
- Turning an idea into a business
- Researching the market
- Weighing the risks of starting a small business
You have a passion or a hobby, can this be a business? You have an idea--there is a need for a product or service--but you need to know more about your market before you go into business. Last, of what risks should you be aware? These are all topics that will be covered during this learning module.Picture Perfect
The picture perfect exercise is based on part of a training program given to CIA employees. It emphasizes the importance of communication, detail orientation and teamwork, among other things. Students work together in teams during this exercise.
Module 3: Turning an Idea into a Business
In this third of three lessons for the future entrepreneur, we will delve into the steps and considerations involved with turning an idea into a business.
- Nuts and bolts of starting a business
- Writing a business plan
- Obtaining funding
- Interacting business-related agencies
What do you need to cover in a business plan? If you need start-up capital to fund your business, where do you turn? And, last, what agencies do you need to be aware of to help make your business a legitimate entity?Yard Sale Scramble A yard sale or flea market is something with which we're all familiar. The Yard Sale Scramble exercise shows students the mechanics behind a yard sale and the relationship to business. Together with your students, teachers will explore: How to use analytical and negotiating skills, "sourcing" or buying products in a smart way by planning ahead, as well as understanding the market and "rules of the game." In addition, the students will explore how to manage their finances and--in some cases--negotiate.
LessonsChapter One: Characteristics of Business
Class NotesChapter Two: Social and Ethical Environment of Business
- Population
- Labor Force
- Business Ethics
- Corporate Social Responsibility
Class NotesChapter Three: Economic Environment of Business
Chapter Four: International Environment of Business
Chapter Five: Proprietorships and Partnerships
Chapter Six: Corporate Forms of Business Ownership
Chapter Ten: Nature and Scope of Marketing